+ Pest guy says termites are indeed really really rare here, and they wouldn't start colonizing a tree or a shed, they'd start with a heated building.
+ Right before my husband got laid off, we had a structural engineer look over the foundation, inside and out. (We were finally going to try to level the house and then fix the kitchen/bathroom situation.) He wasn't specifically looking for insect damage but if there were termite tunnels I think he would have noticed.
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